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Debit Cards

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With our bank cards, the power of State Bank & Trust Co. is always in your pocket. Simple to use and safe, our debit cards are perfect for easy transactions and everyday expenses.

Debit Cards

State Bank & Trust Co. Debit Cards provide you a cash equivalent when you need it. Quicker than a check and easier than a credit card - each transaction is tied back to your bank account, without the interest you might face from a credit card. Our debit cards are accepted anywhere MasterCard® is, so you can use it worldwide, over the phone or online. 

EMV Debit Card Features
  • No Transaction Fees*
  • No ATM Charges at SBT or any ATM on the MoneyPass Network
  • Accepted at any ATM that displays the Cirrus or Shazam logo worldwide*
  • If a merchant accepts MasterCard®, they'll accept your State Bank & Trust Co. debit card. Simply tap your contactless card, insert the EMV chip or swipe the card and funds will be withdrawn from your checking account.
  • Detailed transaction information appears on your monthly statement
  • $15 Annual fee or Free**

*Other banks may charge a surcharge for ATM use.

**Fall below 10 debit card transactions per month there is a $2 monthly fee. Simple Cash Back and Interest Rewards checking accounts include free debit cards.

ATM Locations

If you have a lost or stolen card, call 515-382-2191.

Credit Card


Whether you are looking to start building credit or you want to earn rewards whenever you spend money, you can learn about and apply for our credit cards here.

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