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Debit Cards

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With our bank cards, the power of State Bank & Trust Co. is always in your pocket. Simple to use and safe, our debit cards are perfect for easy transactions and everyday expenses.

Debit Cards

State Bank & Trust Co. Debit Cards are accepted at any ATM that displays the Cirrus or Shazam logo, worldwide. Additionally there is no ATM charge at Privileged Status ATMs and no monthly or annual fees*. All debit cards are now equipped with the added security of an EMV chip. 

*If you use an ATM not owned by State Bank & Trust Co., the owner of the ATM may charge you a transaction fee. There is a $3 fee per deposit exceeding three deposits per cycle made at an ATM. 

EMV Debit Card Features
  • No Transaction Fees*
  • No ATM Charges at SBT or Privileged Status ATMs
  • Accepted at any ATM that displays the Cirrus or Shazam logo worldwide
  • If a merchant accepts MasterCard, they'll accept your State Bank & Trust Co. debit card. Insert the EMV chip or swipe the card and funds will be withdrawn from your checking account.
  • Detailed transaction information appears on your monthly statement
  • Purchase Rewards
  • $15 Annual fee or Free**

ATM deposits in excess of three per statement cycle - $3.00

*Other banks may charge a surcharge for ATM use.

**Fall below 10 debit card transactions per month there is a $2 monthly fee.

ATM Locations

Report a lost or missing card

Credit Card


Whether you are looking to start building credit or you want to earn rewards whenever you spend money, you can learn about and apply for our credit cards here.

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