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Trust Services

Trust Solutions

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Trust isn't just part of our name. With State Bank & Trust Co., you will have stability of a locally-owned bank acting on your behalf. We are dedicated to providing you with the personal attention you have come to expect at State Bank & Trust. Whether you need help planning for your financial security or the financial well-being of your family members, our Trust Department is the fiduciary partner you can count on and trust.

Agent and Financial Manager

Everyone's financial circumstances and investment goals differ. We are prepared to provide the individual attention and act with care, prudence, and diligence when managing your assets to meet the objectives you have established.


Wills should be reviewed periodically and choosing an executor should be done with forethought and care. State Bank & Trust Co. is qualified to serve as your executor, co-executor, or alternate executor. We stand ready to accept and carry out our fiduciary responsibility on a continuing basis.

We will professionally and objectively work on behalf of your family and beneficiaries to carry out your wishes. No husband or wife, son or daughter, or other relative needs to be asked to bear the anxiety and time burden associated with settling an estate. Our staff is experienced and qualified to serve objectively and competently.


From Living Trusts, Testamentary Trusts, Charitable Trusts and everything in between, State Bank & Trust Co. is qualified to serve when the need arises. We will work to fulfill your objectives by personally and effectively dealing with beneficiaries and maximize their benefits. Trust relationships are often long-term in nature. We stand ready with experienced and impartial personnel to accept and carry out its fiduciary responsibilities on a continuing basis.


When family is not available or able, State Bank & Trust Co. can act as conservator to assist minors, elderly, and those individuals suffering mental or physical handicaps warranting a conservator. If named legal conservator, we can manage assets of the ward and submit reports to the court. The bank can offer the security of knowing that assets are managed professionally and in the ward's best interest.

Escrow Agent

Whenever the need arises to choose an impartial third party to hold legal documents pending completion of a sale, act as a qualified intermediary in a 1031 exchange, or to hold moneys pending the performance of a contract, consider naming State Bank & Trust Co. as escrow agent.

Burial Savings Account

State Bank & Trust Co. offers FDIC insured Burial Accounts to set aside funds for the exclusive purpose of funeral expenses. This is an irrevocable account of which State Bank & Trust Co. is the escrow agent.

  • Medicaid allows a certain amount aside for this purpose.
  • Flexibility of choosing the funeral home of your choice.
  • Funds available immediately at time of death, without delay or cost of probate.

Investment in non-deposit investment products are not insured by FDIC, not a deposit or other obligation of, or guaranteed by State Bank & Trust Co., and may be subject to investment risk, including possible loss of the principal amount invested.

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