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Business Debit Card

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From the everyday to the annual expense, the business check card makes your transactions simpler and safer. Learn more and apply here.

  • Use for purchases worldwide, over the phone or online
  • Accepted anywhere you can use a MasterCard
  • Works at any ATM with a Shazam, Cirrus, or MasterCard logo
  • Detailed transaction information appears on each monthly statement

Register your card with SecureCode from MasterCard


Business Credit Card

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Manage your business expenses with ease

With a Visa Business Credit Card you can simplify the way you spend and manage your expenses and cash flow - so you can get back to business.

Track Spending Easily
  • Monthly Account Summaries
  • Monitor Activity Electronically by Account
  • Statement Access and Online Payment
  • Individual Spending Limits by Employee
Additional Visa Benefits
  • Embedded Chip for Enhanced Security
  • Purchase Security/Extended Protection
  • Auto Rental Collision Damage Services
  • Travel/Emergency Assistance Services
  • Emergency Card Replacement
  • Cardholder Inquiry Service

UMB Bank, n.a., the top-rated lead bank of UMB Financial Corporation (NASDAQ:UMBF) – a financial holding company based in Kansas City, Missouri; is the issuer of the credit card.

UMB Bank, n.a. is the issuer of the State Bank & Trust Co. Visa® Credit Card

Business Cardholder Self-Service Contacts:

1See the Rewards Rules and Guide to Benefits that accompany your card for details. Certain terms and conditions may apply. 

2Visa’s Zero Liability Protection covers U.S.-issued cards only and does not apply to certain commercial card transactions. You must notify your financial institution immediately of any unauthorized use. For specific restrictions, limitations and other details, please consult the issuer.

See card application for important rate, fee and program information. Cardholders should consult their Rewards Rules and Guide to Benefits that accompany their card for details. For specific restrictions, limitations and other details, please consult the card issuer, UMB Bank, n.a.

Contact us for more information.