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Manage your cash flow easily with the convenience of a  checking account from State Bank & Trust Co. Each checking account has unique benefits. Checking accounts to be used in conjunction with other programs as your business needs evolve. Contact us to learn more.


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Commercial Checking

A Commercial Checking account with State Bank & Trust Co. will provide you with the essentials that you are looking for in an account to manage your business finances.


*Fees may apply. See branch for details.

  • Tailored to meet your business banking needs
  • No minimum balance
  • Monthly statements and check images to make record keeping easy
  • Statement and check images also available on CD-ROM*
  • Monthly activity fees apply based on activity
  • $0.15 per debit, credit or deposited item applies
  • To offset fees on earnings, a credit is applied to the average collected balance.


Basic Business Checking

A Basic Business Checking account with State Bank & Trust Co. offers you the flexibility for those who own a small business, who are just starting their business, non-personal entities or for non-profit organizations.

  • No monthly fee by maintaining a $100 minimum balance*
  • 150 FREE transaction items (checks, deposited items, ACH, etc.) per statement cycle
  • Excess transaction items including Checks, deposited items, ACH and electronic items are $0.25 each after exceeding 150 items per statement cycle
  • Imaged monthly statements to make record keeping easy
  • Statements and check images also available on CD-ROM**
  • Basic Business Checking with Interest- also available to qualifying accounts with a $2500.00 minimum balance.**

*If balance falls below $100, a low $10 monthly fee will be assessed.

**If balance falls below $2500, a low $10 monthly fee will be assessed.

***Fees may apply. See branch for details.


Contact us to learn more or to start the new account process.

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