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CDs

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A Certificate of Deposit from State Bank & Trust Co. offers you a unique opportunity with a greater earning potential and added security. Put your money to work for you!

Here’s how it works:
  1. Purchase a CD with a fixed sum of money for a fixed period of time - this can range anywhere from six months up to five years, whichever is convenient for you.
  2. Your CD earns interest which compounds semi-annually.
  3. When you cash in your CD at its maturity date, you receive the money you originally invested plus the compounded interest.

Penalties apply for early withdrawal of CD Funds.
Annual Percentage Yield (APY) disclosed on Rate Sheet.
FDIC Insured up to at least $250,000 per depositor.

Stop by or call in to discuss rates today!