State Bank & Trust Co

Business Checking

Tools and services designed to help businesses manage payments, monitor account activity, and move funds with greater control and efficiency.

Built to support day-to-day operations, these solutions help businesses stay organized, informed, and connected to their finances.

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Commercial Checking

Built for businesses that need more

  • No minimum balance requirement
  • Monthly statements and check images to help simplify recordkeeping
  • Activity-based monthly fees aligned with account usage

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Basic Business Checking

Built around everyday business banking needs

  • $100 minimum balance
  • Fees based on activity
  • Simple monthly statements with check images
  • Interest-bearing option available for qualifying accounts

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Treasury Management Services

Access your business finances on your schedule with online and mobile banking tools designed to help manage accounts, monitor activity, and stay connected.

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Timely and accurate collections are an important part of managing day-to-day business operations.

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Payment solutions designed to help businesses simplify accounts payable, improve efficiency, and add safeguards that help reduce fraud risk and protect business accounts.

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Automated sweep services help businesses maximize available cash while reducing the need for manual transfers between accounts.

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Our layered fraud prevention tools are designed to help detect suspicious activity early and provide added protection for your business accounts and transactions.

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Access clear, organized reporting tools that help your business monitor account activity, track transactions, and stay prepared for audits and financial reviews.

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Questions about Business Checking accounts?

Our team is here to help you talk through your options, answer questions, and plan for what comes next with confidence and care.

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