Receivables Tools are designed to help businesses accept payments, deposit checks, and collect funds more efficiently. Whether you need one solution or a combination of services, State Bank & Trust Co. offers flexible tools to help support the way your business gets paid.

Business Digital Banking Registration

Deposit checks electronically from your office using a scanner or mobile device.

• Deposit checks without visiting the bank 
• View and research deposit activity 
• Improve efficiency and access funds faster 
• Add convenience and security to your deposit process 

ACH Receivables

Collect payments electronically through Business Digital Banking. ACH services can help businesses manage recurring payments, customer collections, and electronic transactions more efficiently.

• Initiate one-time or recurring ACH transactions 
• Reduce paper checks and manual payment handling 
• Improve payment speed, accuracy, and cash flow management 
• Manage collections through secure digital banking tools 

ACH Instructions

Merchant Services

State Bank & Trust Co. partners with Clover® to provide payment processing solutions designed to fit a variety of business types and payment needs. Accept card, debit, and digital wallet payments in-store, online, or on the go.

• Choose from a variety of POS and payment devices 
• Accept payments in-person, online, curbside, or by phone 
• Access tools for invoicing, inventory, and sales management 
• Offer loyalty programs and physical or digital gift cards 

Ready to Get Started?

A conversation with our team can help determine which receivables tools and payment solutions best fit your business operations and customer needs.

Connect with a Business Banker