Payables Tools are designed to help businesses send payments, manage expenses, and reduce manual processing. Whether you need one solution or a combination of services, State Bank & Trust Co. offers flexible tools to help support the way your business manages outgoing payments.

Business Digital Banking Registration

Send electronic payments securely through Business Digital Banking to vendors, suppliers, or service providers.

• Initiate one-time or recurring ACH payments 
• Reduce paper checks and manual payment handling 
• Improve payment accuracy and efficiency 
• Streamline vendor and payroll payments 

Wire Transfers

Send domestic wire transfers securely when timing and accuracy are important.

• Send time-sensitive payments quickly and securely 
• Dual-control options for additional approval and security 
• Clear transaction tracking and payment details 
• Reliable transfer support through Business Digital Banking 

Business Bill Pay

Manage outgoing payments from one convenient digital platform.

• Schedule one-time or recurring payments in advance 
• Reduce manual processing and paper checks 
• Keep payments organized with tracking and payment history 
• Simplify everyday bill management for your business 

Business Debit Cards

Business debit cards provide convenient access to funds directly from your business checking account for everyday purchases and operating expenses.

• Pay for routine business expenses directly from your account 
• Reduce the need for checks and reimbursements 
• Track purchases with detailed transaction history 
• Convenient access to funds for day-to-day operations 

Corporate Credit Cards

Corporate credit cards can help businesses manage company and employee expenses while keeping spending organized and separated from personal finances.

• Issue cards to employees or designated business roles 
• Set spending limits and monitor card activity 
• Keep business and personal expenses separate for easier bookkeeping 
• Improve expense tracking and purchasing oversight 

UMB is the issuer of the State Bank & Trust Co. Visa® Business Credit Card.

Apply for a Business Credit Card

Ready to Get Started?

A conversation with our team can help determine which payment and expense management tools best fit your business operations and financial needs.

Connect with a Business Banker