State Bank & Trust Co

Agriculture Loans

Ag Banking Built Around Your Needs

Every operation is different, and each season brings new decisions. Whether you’re planning for the crop year, purchasing equipment, expanding the acreage, or managing livestock, State Bank & Trust Co. provides local agricultural banking built around your goals. Work directly with lenders who understand agriculture, know the local community, and make decisions close to home.

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Ag Financing Options

Operating Lines of Credit

A flexible loan solution to help cover annual operating expenses and manage seasonal cash flow.

 

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Land & Real Estate Loans

Financing for farmland purchases, expansions, and improvements to support the future of your operation.

 

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Livestock Loans

Financing to help support livestock purchases, feeding costs, and the day-to-day care of your operation.

 

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Equipment Loans

Financing options that finance essential assets like vehicles, equipment, and livestock to support your operation’s growth.

 

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Ag Banking Solutions

Every operation manages finances differently. Whether you bank individually, with family, or through a business, the right account can help keep your operation organized, efficient, and ready for the seasons ahead.

 

Individual & Family Operations

Flexible checking designed to help individuals manage farm income, operating expenses, and everyday banking needs.

 

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Business Operations

Checking solutions designed to help keep farm finances organized when your operation is structured as a business.

 

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Streamlined Banking Tools for Agricultural Operations

Access your accounts, transfer funds, and pay bills anytime

Online Banking | Mobile Banking

Deposit checks without an extra trip to town

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Provide quick, easy, and secure payment when checking out at participating merchants.

The smart and simple way to manage your monthly bills

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Meet Our Ag Team

Behind every agricultural operation is a relationship built on trust, local knowledge, and understanding. Our Ag Banking Team is here to support your goals and help guide the future of your operation.

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Get to know our team

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