State Bank & Trust Co

Fraud Prevention

Fraud Prevention and Risk Management Tools are designed to help businesses monitor account activity, review transactions, and add additional safeguards around payments and user access. Businesses may use one solution or combine services based on how accounts are managed and monitored day to day.

Business Digital Banking Registration

 

Risk management solutions that support your business.

Review Check Payments

Best solution for your business:

  • Positive Pay
  • Review unauthorized checks and click to pay or return

Require approval for payments and changes

Best solution for your business:

  • Dual Authorization & User Controls
  • Add approval requirements and assign user roles to support oversight and accountability.

Stay informed about account activity

Best solution for your business:

  • Alerts & Monitoring
  • Receive notifications and review activity to help identify issues early.

Positive Pay

Positive Pay adds an extra layer of protection for check and ACH activity by helping businesses review and verify transactions before funds are released.

  • Monitor check and ACH activity automatically 
  • Verify checks presented at branches for payment 
  • Review and return flagged items digitally 
  • Help reduce the risk of altered or unauthorized transactions 

Dual Authorization & User Controls

User controls and dual authorization tools help businesses manage access and require approval for certain transactions within Business Digital Banking.

  • Assign user roles and account permissions 
  • Require approval before transactions are processed 
  • Support separation of duties and internal oversight 
  • Add additional safeguards around account access and payments 

Alerts & Monitoring

Real-time alerts help businesses stay informed about account activity and respond quickly to unusual or unexpected transactions.

  • Receive alerts for transactions, balance changes, or account activity 
  • Monitor accounts without needing to log in constantly 
  • Respond quickly to suspicious or unexpected activity 
  • Improve visibility into day-to-day account activity 

Ready to Get Started?

A conversation with our team can help determine which Fraud Prevention and Account Protection Tools best fit the way your business operates today.

Connect with a Business Banker

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