State Bank & Trust Co

Sweep Services

Sweep Services help businesses manage cash balances automatically, reducing the need for manual transfers while helping keep funds available where they are needed most. These tools are designed to support day-to-day cash flow management and simplify account balancing across your business.

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When Sweep Services May Be Helpful

  • Wanting predictable, automated cash movement between accounts 
  • Keeping funds available for payroll, operating expenses, or daily activity 
  • Reducing the need for manual transfers and account monitoring 
  • Managing balances across multiple business accounts 

Standard Sweep

Standard Sweep services provide simple, automatic balance management based on predefined account rules. Funds move at the end of the day to help maintain target balances and support everyday operations.

What Working with SBT Looks Like

  • Helps keep operating accounts funded automatically 
  • Reduces manual transfers and account balancing 
  • Simple setup with minimal day-to-day oversight 
  • Designed for businesses with more predictable account activity 

Often Used When

  • Account activity follows a consistent pattern 
  • A straightforward cash management setup is preferred 
  • Businesses want automated balance management working in the background 

Advanced Sweep

Advanced Sweep services offer more active cash management by moving funds throughout the day based on account activity and transaction volume.

What Working with SBT Looks Like

  • Responds to account activity as transactions occur 
  • Helps manage higher transaction volumes and fluctuating balances 
  • Provides more precise control over account balances and cash flow 
  • Supports businesses with more active treasury management needs 

Often Used When

  • Cash flow changes throughout the day 
  • Multiple transactions regularly affect balances 
  • Businesses need more active balance and liquidity management 

Ready to Get Started?

Both sweep options are designed to help reduce manual work and keep funds positioned where your business needs them most. A conversation with our team can help determine which sweep service best aligns with your business operations and cash management goals.

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