State Bank & Trust Co

Savings

Savings tools designed to help you set money aside, track progress toward your goals, and build financial confidence over time.

Whether you're planning for future expenses, building an emergency fund, or growing long-term savings, these accounts help you stay connected to your goals while keeping your money accessible and secure.

Traditional Savings

Begin building financial security for any situation. 

 

Open Account

Learn More

Money Market

The convenience of a checking account along with the benefits of a savings account. 

Open Account

Learn More

Certificate of Deposit (CDs)

Earn a fixed interest rate for a specific period, providing predictable growth and added security for your savings.

Connect with a Banker

Learn More

Health Savings Account (HSA)

Allows you to pay for qualified medical expenses on a tax-free basis.

 

Connect with a Banker

Learn More

Individual Retirement Account (IRA)

Save for retirement with tax-advantaged investment options designed to support your long-term financial goals.

Connect with a Banker

Learn More

Find the right account for your savings goals

Best option for your goals: Traditional Savings

Open Account

Learn More

Best option for your goals: Money Market

Open Account

Learn More

Best option for your goals: Certificate of Deposit

Get Started

Learn More

Best option for your goals: Health Savings Account (HSA)

Get Started

Learn More

Best option for your goals: Individual Retirement Account (IRA)

Get Started

Learn More

Debit Card & Money App for Kids & Teens

Start your kid's financial journey with Greenlight!

  • Send money quickly
  • Set flexible parental controls
  • Manage chores and allowance
  • Set savings goals
  • Play Greenlight Level Up financial literacy games

Learn More About Greenlight | Sign Up for Greenlight

 

 

 

Questions about Savings Accounts?

Our team is here to help talk through your options, answer questions, and make a plan to reach your financial goals.

Connect with a Banker

© 2026 State Bank & Trust Co. All Rights Reserved.