State Bank & Trust Co

Basic Business Checking

A woman businessowner working on financials for business

Basic Business Checking offers a simple and flexible banking solution for small businesses, startups, nonprofits, and other non-personal entities. It is designed to help manage everyday business finances while keeping banking straightforward and easy to maintain.

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When Basic Business Checking May Be a Good Fit

  • Small businesses managing everyday transactions 
  • New businesses and startups establishing business banking 
  • Nonprofits and non-personal entities needing a flexible account 
  • Owners looking for simple, low-maintenance business banking 

What Working with SBT Looks Like

  • No monthly maintenance fee with a $100 minimum balance1 
  • 150 free transaction items per statement cycle, includes deposited items
  • Additional transaction items available for $0.25 each after 150 items per cycle 
  • Monthly statements with check images to simplify recordkeeping 
  • Interest-bearing option available for qualifying accounts with a $2,500 minimum balance2

Ready to Get Started?

A conversation with our team can help determine whether Basic Business Checking is the right fit for your business or organization.

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1 A $10 monthly fee applies if the balance falls below $100.

2 For Basic Business Checking with Interest: A $10 monthly fee applies if the balance falls below $2,500.

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