State Bank & Trust Co

Personal Checking

Built to support your day-to-day financial needs, these solutions help you stay organized, informed, and connected to your finances wherever life takes you.

Simple Cash Back

A simple, worry-free account that rewards debit card usage.

  • No minimum balance
  • No monthly fee
  • Earn $0.10 cash back on each settled debit card purchase

 

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Interest Rewards

An interest-bearing checking account that pays a higher interest rate for banking electronically.

  • No minimum balance
  • Earns interest
  • Rewarded for banking digitally

 

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Premier

A traditional interest-bearing checking account with tiered interest rates based on balance.

  • Minimum daily balance of $2,500 or average daily balance of $5,000
  • Tiered interest rate on entire balance with interest paid monthly
  • No monthly fees if minimum balance is maintained

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All the tools you need. Included with every account!

Check balances, pay bills, and move money anytime, anywhere.

Mobile Banking | Online Banking

View your account history online instead of storing paper statements.

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Deposit checks from your phone without visiting a branch.

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Lock your card, set spending limits, and manage security settings.

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Get notified when purchases post or balances change.

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Pay securely using your phone or smartwatch.

Track spending and see where your money goes each month.

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Debit Card & Money App for Kids & Teens

Start your kid's financial journey with Greenlight!

  • Send money quickly
  • Set flexible parental controls
  • Manage chores and allowance
  • Set savings goals
  • Play Greenlight Level Up financial literacy games

Learn More About Greenlight | Sign Up for Greenlight

 

 

 

Questions about Checking Accounts?

Our team is here to help talk through your options, answer questions, and make a plan to reach your financial goals.

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