State Bank & Trust Co

Simple Cash Back Checking

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Simple Cash Back Checking is designed for everyday banking with the added benefit of earning cash back on eligible debit card purchases. Whether you're paying bills, making purchases, or managing day-to-day expenses, this account offers a simple way to stay on top of your finances.

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When Simple Cash Back Checking May Be a Good Fit

  • Managing everyday spending and bill payments 
  • Looking for a checking account that's easy to use and maintain 
  • Using a debit card regularly for purchases 
  • Wanting to earn rewards on everyday spending 

What Working with SBT Looks Like

  • No monthly fee 
  • No minimum balance requirement 
  • Cash back on eligible State Bank & Trust Co. debit card purchases1 
  • Full access to online and mobile banking tools 
  • Online statement included2
  • May qualify for additional Relationship Perks with eligible combined balances

Ready to Get Started?

A conversation with our team can help determine whether Simple Cash Back Checking is the right fit for your everyday banking needs.

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1Earn $0.10 cash back on each settled debit card purchase. Up to $5 cash back per statement cycle, per account.

2$4 fee for Mailed Paper Statements if Online Statement is not selected.

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