Interest Rewards Checking

Interest Rewards Checking is designed for customers who prefer to manage their finances digitally while earning a competitive interest rate through everyday banking activity. With online tools, debit card use, and automated transactions, this account rewards the way many people already bank today.
When Interest Rewards Checking May Be a Good Fit
- Managing finances through online and mobile banking
- Making regular debit card purchases
- Using automated payments, direct deposits, or transfers
- Looking to earn more from everyday banking activity
What Working with SBT Looks Like
- No minimum balance requirement
- No monthly fee
- Special interest rate on balances up to $15,000 during each statement cycle when the following criteria is met1:
- One direct deposit OR one automatic withdrawal AND
- 25 settled debit card purchases per statement cycle
- Online statements included2
- Full access to online and mobile banking tools
- May qualify for additional Relationship Perks with eligible combined balances
Ready to Get Started?
A conversation with our team can help determine whether Interest Rewards Checking is the right fit for your banking habits and financial goals.
1Balances over $15,000 will earn interest at the Interest Rewards market rate. If banking criteria is not met, all balances will earn the Interest Rewards base rate.
2$4 fee for Mailed Paper Statements if Online Statement is not selected.