State Bank & Trust Co

Merchant Services

Make It Easier for Your Customers to Pay

Give your customers convenient ways to pay while keeping your business operations organized. Merchant Services through State Bank & Trust Co. and Clover® offer flexible payment processing options and tools to help you manage everyday transactions.

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Is Merchant Services Right for Your Business?

Merchant Services may be a good fit if you:

  • Want to offer customers more convenient payment options

  • Need to accept payments at different locations or through multiple channels

  • Are looking for ways to streamline payment processing and business operations


More Than Payment Processing

Clover combines payment acceptance with tools that can help you manage your business more efficiently. Depending on the solution you choose, you can monitor sales activity, manage inventory, offer gift cards, and connect with additional business applications.

These capabilities give you access to information and resources that support day-to-day decisions as your business needs change.


What Working with SBT Looks Like

At State Bank & Trust Co., we believe business banking starts with understanding your needs. Our local team can help you explore Merchant Services and connect you with payment solutions that fit the way you do business.

When you work with SBT, you can expect:

  • A Conversation About Your Business: We'll take time to understand how you currently accept payments and what you're looking to improve.

  • Guidance on Available Options: We'll help you explore Merchant Services and connect with a Clover representative to review solutions that fit your needs.

  • A Local Banking Relationship: You'll have a familiar team at SBT to contact as your business grows and your banking needs change.


Ready to Get Started?

Whether you're accepting card payments for the first time or exploring new options for your business, we're here to help you take the next step.

Connect with a Business Banker

Explore Receivables Management


Merchant Services are provided by Clover affiliate First Data Merchant Services LLC. Clover® is a registered trademark of Clover Network, LLC. Clover software, applications, and third-party services may be subject to separate terms, conditions, and additional fees. Merchant Services are not deposit products and are not insured or guaranteed by the FDIC or any other governmental agency. State Bank & Trust Co. does not provide or assume responsibility for third-party software or applications offered through Clover.

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