Certificates of Deposit (CDs)
Certificates of Deposit (CDs) offer a secure way to grow savings with a fixed interest rate over a set period of time. If you have funds that you don't need immediate access to, a CD can provide predictable growth while helping you work toward future financial goals.
When a CD May Be a Good Fit
- Setting aside savings you won't need right away
- Looking for a guaranteed interest rate and predictable return
- Saving for a future goal with a defined timeline
- Preferring stability over frequent access to funds
What Working with SBT Looks Like
- Fixed interest rate for the full term of the CD
- A variety of term options to fit your savings goals and timeline
- Predictable earnings with no market-related fluctuations
- Opened with the guidance of a local banker
Ready to Get Started?
A conversation with our team can help determine whether a Certificate of Deposit fits your savings strategy and long-term financial goals.
Penalties apply for early withdrawal of CD Funds.
Annual Percentage Yield (APY) is disclosed on rate sheet. Inquire within.
