State Bank & Trust Co

Simply Rewards Credit Card

A happy couple making a credit card purchase online with State Bank and Trust Co Credit Card

Earn rewards on the purchases you make every day. The UMB Rewards™ Visa® Credit Card combines rewards, convenience, and security in one card, making it easy to get more value from everyday spending.

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When a Simply Rewards Credit Card May Be a Good Fit

  • Earning rewards on everyday purchases 
  • Looking for a credit card with no annual fee 
  • Managing purchases through convenient online account access 
  • Wanting added security and travel-friendly card benefits 

What Working with SBT Looks Like

  • No annual fee 
  • Earn rewards on eligible purchases 
  • Online account access to view transactions, payments, and account activity 
  • Contactless payment capability for convenient checkout 
  • Backed by the reliability and acceptance of Visa® 

Added Protection and Security

  • Visa Zero Liability protection for unauthorized purchases 
  • Purchase protection and extended warranty benefits on eligible purchases 
  • Assistance if your card is ever lost or stolen 
  • Security features designed to help protect your account information 

Ready to Get Started?

A conversation with our team can help determine whether the Simply Rewards Credit Card fits your spending habits and financial goals.

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UMB is the issuer of the UMB Rewards™ Visa® Credit Card.

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