Construction

Whether you're building a new home, renovating your current one, or exploring ways to make the most of your home's value, State Bank & Trust Co. offers financing solutions designed around your goals, timeline, and budget.
Building Your Future
Construction financing designed to support your project from planning through completion. Whether you're building your first home, your forever home, or a custom residence, our lenders are here to help guide the process every step of the way.
When a Construction Loan May Be a Good Fit
- Building a new home from the ground up
- Financing a custom home project
- Looking for a loan that aligns with the construction timeline
- Working with a builder and planning for permanent financing
What Working with SBT Looks Like
- Financing structured around the construction process
- Flexible loan terms designed for your project timeline
- Interest-only payments during construction
- Local guidance from application through completion
- Seamless transition to permanent financing when applicable
Meet Our Lender

Tyler Davis
Asst. Vice President
NMLS# 2421685
Ready to Get Started?
Whether you're building, improving, or exploring your options, our team can help you find a financing solution that fits your goals.
NMLS #446083