Relationship Checking

Every purchase you make with your debit card is part of your everyday routine.
With Simple Cash Back checking from State Bank & Trust Co., those everyday purchases could earn you cash back while you enjoy the convenience of a checking account designed for how you bank.
At SBT, you'll find more than rewards. You'll work with a local team that takes the time to understand your needs, answer your questions, and provide personalized service every step of the way.
Explore our checking account options to find the one that fits your financial goals and everyday banking needs.
Simple Cash Back
A simple, worry-free account that rewards for debit card usage.
- No minimum balance
- No monthly fee
- Earn a $0.10 cash back reward with each settled debit card purchase1
- Free online statements2
- Debit Card Included
1 Up to $5 per statement cycle, per account
2 Paper statements available for $4/statement cycle.

Questions about Checking Accounts?
Our team is here to help talk through your options, answer questions, and make a plan to reach your financial goals.