Certificates of Deposit (CDs)
Certificates of Deposit (CDs) offer a secure way to grow savings with fixed rates and predictable returns. Whether planning for short-term goals or longer-term savings, CDs can help individuals and businesses put funds to work with confidence and stability.
When a CD May Be a Good Fit
- Looking for a secure savings option with predictable growth
- Setting aside funds for future financial goals
- Wanting fixed rates over a selected term
- Balancing savings growth with stability and security
What Working with SBT Looks Like
- Flexible term options ranging from 6 months to 5 years
- Fixed interest rates for predictable earnings
- Interest compounded semi-annually
- Receive original investment plus earned interest at maturity
- FDIC insured up to applicable limits
- Annual Percentage Yield (APY) information available on the current rate sheet
Important Information
- Early withdrawal penalties may apply before maturity
- Minimum deposit requirements may vary by CD type and term
Ready to Get Started?
A conversation with our team can help determine which CD term and savings strategy best fit your financial goals and timeline.
