State Bank & Trust Co

Commercial Real Estate Term Loans

The front of a downtown building with a business inside

Commercial Real Estate Term Loans help businesses purchase, build, expand, or improve property with financing structured around long-term goals and predictable payments. Whether investing in a new location or improving the existing space, these loans are designed to support the future of your business.

Connect with a Lender


When a Commercial Real Estate Term Loan May Be a Good Fit

  • Purchasing a commercial building or property 
  • Expanding or building a new business location 
  • Renovating or improving the existing space 
  • Investing in long-term operational growth 

What Working with SBT Looks Like

  • Long-term financing options designed around your business goals 
  • Predictable payment structures to support planning and budgeting 
  • Local decision-making and direct access to experienced lenders 
  • Ongoing support throughout the financing process 

Ready to Get Started?

A conversation with our team can help determine whether a Commercial Real Estate Term Loan fits your business plans and long-term goals.

Connect with a Lender

Meet our Lending Team

© 2026 State Bank & Trust Co. All Rights Reserved.