Operating Lines of Credit
Flexible financing to help manage seasonal expenses, input costs, and cash flow throughout the year.
An operating line of credit gives your operation access to working capital when timing matters most, helping support day-to-day needs through every season.
When an Operating Line Makes Sense
- Manage seasonal operating expenses
- Experience changing cash flow between planting and harvest
- Maintain working capital for seasonal expenses and opportunities
- Financing designed around the pace of agricultural operations
Built Around Your Operation
- Access funds when your operation needs them
- Pay down and reuse available funds as income comes in
- Maintain working capital for seasonal expenses and opportunities
- Flexible terms tailored to your operation and goals
What Working with SBT Looks Like
- Local decision-making from lenders who know agriculture
- Competitive rates and flexible financing options
- Dedicated Ag Banking support from a team that understands seasonal cash flow and local operations
Start the Conversation
Every operation has different financing needs. A conversation with our Ag Banking Team can help determine the right financing approach for your operation and long-term goals
