Posted
on Monday, January 26, 2026
in
Privacy & Security
Identity Theft Prevention Week: Tips to Protect Yourself and Your Finances
Identity theft continues to be a serious threat in today's digital world, where personal information is increasingly shared online and through mobile devices. During Identity Theft Prevention Week, it's more important than ever to understand how identity theft works and what steps you can take to protect yourself and your family.
What is Identity Theft?
Identity theft occurs when someone uses your personal information without your knowledge, such as your name, SSN, or bank account details, to commit fraud or other crimes. Victims often face financial losses, damaged credit histories, and significant time and effort spent repairing the damage.
Top Tips to Prevent Identity Theft
Here are practical and effective ways to reduce your risk:
- Spot the Scams
Be cautious of unsolicited emails, texts, or calls asking for personal information. Avoid clicking links or opening attachments from unknown senders, and remember, your bank will never request your personal details via email or text message.
- Turn on Multi-Factor Authentication
A security feature that requires a second step (like a text code or authentication app) to log in, making it much harder for scammers to access your accounts even if they have your password.
- Monitor Your Accounts
Regularly review your bank statements and credit card transactions for unusual activity. Sign up for account alerts so you're notified immediately if something looks suspicious and check your credit report at least once a year.
- Use Strong Passwords
Create strong, unique passwords for all your online accounts - especially banking, email, and shopping sites - and change them periodically. Consider using a reputable password manager to keep them secure.
- Protect Sensitive Information
Be careful when sharing personal data like your SNN, birthdate, or financial account numbers. Only provide this information when absolutely necessary and to trusted organizations.
- Secure Your Mail and Devices
Shred documents with personal information before disposing of them and make sure your computers and mobile devices are protected with up-to-date security software. Use multi-factor authentication (MFA) whenever possible for an added layer of protection.
Stay Vigilant All Year
Identity Theft Prevention Week is a great reminder to review your security habits and make improvements where needed. By staying informed and proactive, you can significantly reduce your risk of becoming a victim and protect what matters most.