State Bank & Trust Co

Choose how you want to access your equity

Select the option that best matches how you plan to use the funds.

Home equity line of credit (HELOC)

Access funds over time as you need them, allowing you to borrow as needs arise.

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Home equity loan

Receive a one-time lump sum with predictable payments and a structured repayment schedule.

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Need Help Choosing the Right Loan Option?

Our lenders are here to help you compare options and guide you through the process.

Contact a Lender

Schedule an Appointment

NMLS #446083

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