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Relationship Rewards Checking Accounts - Community

Relationship Rewards Checking

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In a community like ours, people still look out for each other.
And your bank should do the same!

At State Bank & Trust Co., we’re proud to serve our neighbors, support local businesses, and invest in the communities we call home. With our Relationship Rewards Checking accounts, you can earn valuable rewards just for managing your everyday finances, while enjoying the personal service and hometown support you expect from a community bank. 

Explore our account options below to find the checking account that fits your life. Open one of our Relationship Checking accounts today to experience a better way to bank - right here at home!

Interest RewardsInterest Rewards

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An interest-bearing account that pays a higher interest rate for banking electronically.

  • No minimum balance
  • No monthly maintenance fee
  • Earns interest on daily balances, interest paid monthly
  • Interest Rewards "special" rate earned on balances up to $15,000 during each statement cycle when the following criteria is met:*
    • One direct deposit OR one automatic withdrawal AND
    • 25 settled debit card purchases per statement cycle
  • Free online statements**
  • Free debit card

*Balances over $15,000 will earn the Interest Rewards Market Rate. If electronic banking criteria is not met, the entire balance will earn the Interest Rewards Base Rate. **Paper statements available for $4/statement cycle.

Simple Cash BackSimple Cash Back

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A simple, worry-free account that rewards for debit card usage.

  • No minimum balance
  • No monthly fee
  • Earn a $0.10 cash back reward with each settled debit card purchase*
  • Free online statements**
  • Debit Card Included

*Up to $5 per statement cycle, per account **Paper statements available for $4/statement cycle

PremierPremier

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A traditional interest-bearing account with tiered interest rates based on balance. This account also offers additional banking perks.

  • No monthly maintenance fee if minimum daily balance of $2,500 or average daily balance of $5,000 is maintained*
  • Earns interest on daily balances, interest paid monthly
  • Free 3x5 safe deposit box for one year**
  • Free online or paper statements
  • Debit Card Available; $15 annual fee

*If balance does not qualify, a $10 monthly maintenance fee will be assessed. **Equivalent credit toward larger size box.

Relationship Perks

Enjoy additional perks when the primary owner of a Relationship Checking account has combined balances on accounts they own of $50,000 or more. Qualifying deposits include: Checking, Savings, CD's, IRA's, and HSA accounts. Personal deposits only.

Earn Extra Perks!

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