State Bank & Trust Co.
Lending Services

    Real Estate Mortgage & Refinance   APPLY ONLINE NOW!

    We understand that buying a home is a major decision and we look forward to assisting you wherever we can in helping you make a confident decision.  We will work with YOU to get the best loan suited for you and work hard so you don't have to!  Whatever your lending needs may be, We Want To Be YOUR Bank.  Look to State Bank & Trust Co., we offer the best value, competitive rates and are your one-stop shop for home mortgages.

    Email Dan Johnson ,  or  Adam Egeland or call  (515)382-2191 for information on the following real estate loans:                                                                                                                                           

    First Home & First Home Plus Programs                                                                                                                                                     

    • Conventional residential real estate loans-short & long term options available!
    • Rural Development
    • Construction 
    • In-House ARM (Adjustable Rate Mortgage)

    At State Bank & Trust, you get the "Big Bank" products with a local hometown bank advantage.   

       APPLY ONLINE NOW!

      RETURNING USERS APPLY HERE!

    Personal Financial Statement

      

                                                                                                         

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