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State Bank & Trust Co. has an array of checking accounts to align with your needs. Compare our account options below.


Access Checking

Enjoy the benefits of an Access Checking account from State Bank & Trust Co.!

  • No minimum balance
  • No monthly fees
  • Unlimited check writing
  • Unlimited ATM withdrawals
  • Online Statement*

Apply Now

*$3 Fee for Mailed Paper Statement if Online Statement is not selected


Traditional Checking

Traditional Checking is a basic checking account that allows you to manage your cash flow easily.

  • $250 minimum balance
  • No monthly fees if minimum balance is maintained*
  • Unlimited checking writing
  • Unlimited ATM withdrawals
  • Online Statement or Mail Paper Statement

Apply Now

**For balances not maintained $10.00 maintenance fee applies.


Traditional Plus Checking

Get more from your checking account. Open a Traditional Plus Checking account with State Bank & Trust Co. and earn interest, just by maintaining a higher minimum balance. 

  • $1,000 minimum balance
  • No monthly fees if minimum balance is maintained**
  • Tiered Interest Rate on balances of $1,000 or more
  • Unlimited checking writing
  • Unlimited ATM withdrawals

Apply Now

**For balances not maintained $10.00 maintenance fee applies.


Preferred Checking

Earn interest, reap rewards. Open a Preferred Checking account with State Bank & Trust Co. and be rewarded.

  • No minimum balance
  • $7 Monthly Service Fee*
  • Earns Interest
  • Free Checks
  • IDTheftSmart
  • No Annual Debit Card Fee
  • Unlimited ATM & Debit Card Usage
  • Unlimited Check Writing
  • Check Imaging
  • Online Statement or Mailed Paper Statement

Apply Now

*$5 Trouper Members


Ready to Switch?

Make the switch to State Bank & Trust Co. today! We have developed a “Ready to Switch” Program that makes it easy to switch your accounts to State Bank. Stop in and let us personally help you make the switch or get started now!

Ready to Switch

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