State Bank & Trust Co - Information Center

Five Simple Checks Before You Click

contact@banksbt.com (State Bank & Trust Co) — Mon, 05 Oct 2026 08:00:00 +0000

Pause Before You Click

Five Simple Checks Before You Click

Links are part of everyday life. They arrive through emails, text messages, social media, and QR codes. While many are legitimate, scammers often use links to steal personal information, install harmful software, or gain access to financial accounts.

During Cybersecurity Awareness Month, we're encouraging you to Pause Before You Click. A few seconds to review a message can help you recognize a potential scam before you respond.

Here are five things to check before clicking a link:

Check the sender. Take a closer look at the email address or phone number. Scammers may use contact information that looks similar to a legitimate business or someone you know, sometimes changing only a letter, number, or character.
Watch for urgency. Be cautious of messages that pressure you to act immediately. Claims that your account will be locked, you've won a prize, or you need to respond right away are often used to get you to act without thinking.
Check where the link leads. On a computer, hover your cursor over a link without clicking to preview the web address. If the destination looks unfamiliar, unexpected, or suspicious, don't click it.
Be cautious with unexpected attachments. Unexpected attachments can contain harmful software, even when a message appears to come from someone you know. If you're unsure, contact the sender using information you already know and trust to confirm the message.
Go directly to the source. If a message asks you to log in, update information, or take action on an account, avoid using the link provided. Instead, visit the organization's website directly or use its official mobile app.

Take a Moment Before You Click

Scammers often rely on getting you to act quickly. Taking a moment to check the sender, review the message, and verify where a link leads can help protect your personal and financial information.

If you receive a suspicious message that appears to be from State Bank & Trust Co., don't click the link or respond. Contact our team directly to verify the message.

Identity Theft Prevention Week: Tips to Protect Yourself and Your Finances

contact@banksbt.com (State Bank & Trust Co) — Mon, 26 Jan 2026 10:05:00 +0000

Identity theft continues to be a serious threat in today's digital world, where personal information is increasingly shared online and through mobile devices. During Identity Theft Prevention Week, it's more important than ever to understand how identity theft works and what steps you can take to protect yourself and your family.

What is Identity Theft?

Identity theft occurs when someone uses your personal information without your knowledge, such as your name, SSN, or bank account details, to commit fraud or other crimes. Victims often face financial losses, damaged credit histories, and significant time and effort spent repairing the damage.

Top Tips to Prevent Identity Theft

Here are practical and effective ways to reduce your risk:

Spot the Scams
Be cautious of unsolicited emails, texts, or calls asking for personal information. Avoid clicking links or opening attachments from unknown senders, and remember, your bank will never request your personal details via email or text message.
Turn on Multi-Factor Authentication
A security feature that requires a second step (like a text code or authentication app) to log in, making it much harder for scammers to access your accounts even if they have your password.
Monitor Your Accounts
Regularly review your bank statements and credit card transactions for unusual activity. Sign up for account alerts so you're notified immediately if something looks suspicious and check your credit report at least once a year.
Use Strong Passwords
Create strong, unique passwords for all your online accounts - especially banking, email, and shopping sites - and change them periodically. Consider using a reputable password manager to keep them secure.
Protect Sensitive Information
Be careful when sharing personal data like your SNN, birthdate, or financial account numbers. Only provide this information when absolutely necessary and to trusted organizations.
Secure Your Mail and Devices
Shred documents with personal information before disposing of them and make sure your computers and mobile devices are protected with up-to-date security software. Use multi-factor authentication (MFA) whenever possible for an added layer of protection.

Stay Vigilant All Year

Identity Theft Prevention Week is a great reminder to review your security habits and make improvements where needed. By staying informed and proactive, you can significantly reduce your risk of becoming a victim and protect what matters most.

Identity Theft Awareness Week 2025, Jan. 27 - 31

contact@banksbt.com (State Bank & Trust Co) — Mon, 27 Jan 2025 10:00:00 +0000

Has someone used your personal information to open accounts, steal your tax refund, or file fake health insurance claims? That’s identity theft. It can happen to anyone, but simple steps can help lessen the chance it will happen to you.

State Bank & Trust Co. is committed to helping you protect your personal and financial information. With that in mind, we have partnered with Kroll Fraud Solutions, the leading provider of identity theft and fraud investigation services, to introduce ID TheftSmart™ service to you. If you are ever a victim of identity theft, it can be a very time consuming and overwhelming process to repair the damage. As a victim, you can expect real solutions to help you restore your reputation.

To learn more about ID TheftSmart™ visit our website or contact us to add ID TheftSmart™ to your account today!

ID TheftSmart

Daily updates:

Friday, January 31st, 2025:

Thursday, January 30th, 2025: 5 Ways to Help Protect Your Identity

Wednesday, January 29th, 2025:

Tuesday, January 28th, 2025: Time to check your credit report.

Monday, January 27th, 2025: Here are 5 steps to protect your ID:

What if identity theft happens to you?

Visit IdentityTheft.gov to report identity theft to the FTC and get a personal recovery plan. IdentityTheft.gov walks you through recovery steps for more than 30 types of identity theft.

State Bank & Trust Receives Philanthropy Award

contact@banksbt.com (State Bank & Trust Co) — Thu, 14 Nov 2024 10:00:00 +0000

State Bank & Trust Co. (SBT) is deeply committed to philanthropy in the Nevada area, contributing both financially and through the time and talents of its team. SBT’s financial support reaches numerous community projects, such as Main Street Nevada initiatives, school projects, festivals, historical fundraisers, economic development efforts, and sports projects. Among their recent notable contributions are $50,000 to the Nevada Fieldhouse, $25,000 to the Nevada Fire Department for a new fire truck, and $25,000 to The Camelot Theater Foundation for renovations. SBT also plays a vital role in the United Way of Story County's annual pledge drive, with every employee participating and the SBT Board matching their contributions, totaling $15,924 last year. These generous donations reflect SBT's heartfelt commitment to investing in the community and making Nevada a vibrant place to live, work, and play.

Beyond financial contributions, SBT’s leadership team and employees are passionately involved in community organizations, setting a shining example of volunteerism and civic engagement. Employees are encouraged to volunteer during work hours, participate in community meetings and events, and take on leadership roles in various civic organizations like Rotary, Main Street Nevada, and the Story Medical Foundation Board. In 2023 alone, SBT employees dedicated over 1,000 volunteer hours to more than 40 civic organizations. More than half of SBT's staff have participated in Leadership Nevada, a program that inspires new community projects and instills a passion for service. SBT’s visible presence and active involvement challenge other local businesses to follow suit, establishing it as a model employer for volunteerism and unwavering community commitment.

Pictured:

SBT Board Member Dick Pringnitz, Lisa Oxley, Adam Egeland, Dan Johnson, Lisa McCoy, SBT Board Member Michelle Cassabaum, SBT Board Chair Mike Wilson, SBT Board Member Jim Kurtenbach, and SBT Board Member Laurie Henry.

Banks Never Ask That

contact@banksbt.com (State Bank & Trust Co) — Tue, 01 Oct 2024 10:00:00 +0000

Can You Spot a Phishing Scam?

Every day, thousands of people fall victim to fraudulent emails, texts and calls from scammers pretending to be their bank. And in this time of expanded use of online and mobile banking, the problem is only growing worse. In fact, the Federal Trade Commission’s report on fraud estimates that American consumers lost a staggering $10 billion to phishing scams and other fraud in 2023—an increase of 13.6% over 2022.

It’s time to put scammers in their place.

Online scams aren’t so scary when you know what to look for. And at State Bank & Trust Co., we’re committed to helping you spot them as an extra layer of protection for your account. We’ve joined with the American Bankers Association and banks across the country in a nationwide effort to fight phishing—one scam at a time.

We want every bank customer to become a pro at spotting a phishing scam—and stop bank impostors in their tracks. It starts with these four words: Banks Never Ask That. Because when you know something sounds suspicious, you’ll be less likely to be fooled.

These four phishing scams are full of red flags:

Text Message: If you receive a text message from someone claiming to be your bank asking you to sign in, or offer up your personal information, it’s a scam. Banks Never Ask That.
Email: Watch out for emails that ask you to click a suspicious link or provide personal information. The sender may claim to be someone from your bank, but it’s a scam. Banks Never Ask That.
Phone Call: Would your bank ever call you to verify your account number? No! Banks Never Ask That. If you’re ever in doubt that the caller is legitimate, just hang up and call the bank directly at a number you trust.
Payment Apps: Beware of text messages from someone claiming to be your bank saying your account has been hacked. The scammer may ask you to send money to a new account they’ve created for you, but that’s a scam! Banks Never Ask That.

You’ve probably seen some of these scams before. But that doesn’t stop a scammer from trying. For tips, videos and an interactive quiz to help you keep phishing criminals at bay, visit www.BanksNeverAskThat.com. And be sure to share the webpage with your friends and family.

Dan Johnson Completes GSBC's Prestigious Executive Development Institute

contact@banksbt.com (State Bank & Trust Co) — Fri, 03 May 2024 09:55:00 +0000

Johnson Completes GSBC's Prestigious Executive Development Institute

NEVADA, IA – May 1, 2024 – Dan Johnson, President & CEO of State Bank & Trust Co., has graduated from the Graduate School of Banking at Colorado (GSBC) Executive Development Institute for Community Bankers® (EDI) as a member of its 10th cohort.

EDI participants are bold, forward-thinking leaders in their organizations who have been identified as up-and-coming C-suite leaders for their organizations. EDI is designed to provide each participant with individual and bank-specific resources that contribute directly to their individual development plans and banks’ strategic plans.

Johnson was one of 14 community bankers who graduated from the program during a ceremony in on April 23 in Broomfield, Colorado.

“EDI is helping community banks develop their future executives in support of the bank’s succession plan,” said GSBC President & CEO Michael Stevens. “It is reassuring to see Dan’s passion for the industry, his community and his customers. GSBC is proud to have been a part of his development.”

Johnson is also a 2013 graduate of GSBC’s Annual School Session.

In addition to the graduates, GSBC hosted two other cohorts of up to 15 participants representing 20 U.S. states total. GSBC is now enrolling a thirteenth cohort scheduled to begin in October 2024. For more information, visit www.GSBColorado.org.

Contact: Josie Bunch, Director of Marketing
Phone: 720-892-6897
Email: jbunch@gsbcolorado.org

President McGill Announces Retirement and Names Successor

contact@banksbt.com (State Bank & Trust Co) — Thu, 05 Jan 2023 10:00:00 +0000

Nevada, Iowa, January 5, 2023– A Nevada community leader, Steve McGill, President and CEO at State Bank & Trust Co., has announced his retirement. The Board of Directors, officers and staff at State Bank & Trust would like to thank Steve for his tremendous career in community banking.

McGill’s retirement will mark the culmination of a nearly 40-year career in banking. He earned his BS in 1976 at Iowa State University. He began his 23-year career at SBTC in 1999. Upon joining SBTC, Steve became Senior Lender overseeing the agriculture and commercial loan portfolio. A few short years later, McGill became President and CEO. Over his tenure, Mr. McGill has been instrumental in facilitating the Bank’s growth from $100 million in assets to its current $220 million.

Ames National Corporation’s President and CEO, John Nelson says “Steve is a leader who is committed to his customers, employees, and the Nevada community. We are grateful for the considerable banking expertise he and his team contributed to elevate State Bank & Trust Co. to be such a high performing bank during his tenure. We wish Steve all the best in retirement and are excited to have him remain on the bank’s Board of Directors to continue his positive impact on all our stakeholders.”.

McGill welcomes Dan Johnson as the new President and CEO. Dan joined the team at State Bank & Trust Co. in 2008 as a Vice President of Ag and Commercial Lending. In 2011, he was promoted to his most recent role as Executive Vice President/Sr. Lender and a member of the bank’s board of directors.

Additional State Bank & Trust Co. Board members include Michelle Cassabaum, Laurie Henry, Dan Johnson, Jim Kurtenbach, Stephen McGill, and John Nelson.

State Bank & Trust Co. is your local community bank, serving the Nevada and surrounding communities for over 83 years. More information about the Bank can be found at www.banksbt.com. Member FDIC. Equal Housing Lender.