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Touch Tone Teller - 24 hours phone access to your account information
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No surcharge fee at over 3,000 Privileged Status ATM machines
- NO minimum balance
- NO monthly service charge
- Unlimited check writing
- Unlimited ATM/Debit card usage
- Check images are safe kept at the bank Click Here
- No monthly fee assessed by maintaining a $100 minimum balance*
- Unlimited check writing
- Unlimited ATM/Debit card usage
- Check images returned each month
- Free Personalized Checks
- No minimum balance
- Free ATM/Debit card
- Competitive interest rate
- Unlimited check writing
- Unlimited ATM/Debit card usage
- No fee cashier's checks and money orders
- Preferred Rates on New Consumer Installment Loans and CDs
- Free first year rental of safe deposit box Click Here
- No monthly service fee assessed by maintaining a $1000 minimum balance*
- Interest rate tiered to reward higher balances**
- Unlimited check writing
- Unlimited ATM/Debit card usage
- Check images returned each month Click Here
Checking Accounts
Reordering your checks is fast and easy.
Click here to start.
Checking accounts that meet your needs -
Who says a checking account is suppose to be complicated? At State Bank & Trust Co., we know that some people need a checking account for making just a few payments a month, while others prefer an account that manages all of their cash flow needs. That's why we've designed checking accounts that meet your needs. At State Bank & Trust Co. we believe that a checking account is the core of a banking partnership. Leading the way with superior products and services. Strengthening existing customer relationships and building new ones!!
AVAILABLE - FREE WITH ALL OF OUR CHECKING ACCOUNTS:
FREE CHECKING Apply Now
The no-minimum balance alternative. The BEST FREE checking around!
TRADITIONAL CHECKING Apply Now
Our most popular account
* If balance falls below $100 there is a $7 monthly fee plus $.25 per service chargeable debit after the first 10
For a comparison of our Basic Checking accounts Click Here
PREFERRED CHECKING Apply Now
Preferred Checking provides a package of products and services that will increase your buying power, security and convenience for just $7 per month.
* Ask about all of the additional benefits that accompany this account
CHECKING WITH INTEREST Apply Now
Checking with an Interest bonus
* If balance falls below $1000 there is a $7 monthly fee plus $.25 per service chargeable debit
** Interested paid with a $1000 collected balance
MONEY MARKET Apply Now
The convenience of a checking account along with the benefits of a savings account.
A tiered rate of interest is paid on balances over the required minimum*
Regulations limit the number of transfers and withdrawals to 6 but you are allowed unlimited in person and ATM withdrawals/transfers.
*If balance falls below $2500 there is a $7 monthly fee
* Interest paid on $2500 collected balance
For a comparison of our Checking accounts with Interest Click Here
Please contact us if you would like further information regarding terms, rates, or fees. We will be happy to send you a detailed disclosure for any of our deposit products.
OVERDRAFT PROTECTION
Let your accounts work together. Sign up for Overdraft Protection. It will transfer funds from your savings to your checking in the event you should overdraw your checking account. Call us to sign up today!
IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT: To help the government fight the funding of terrorism and money laundering activities, Federal Law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.
