- If a merchant accepts MasterCard, they'll accept your State Bank & Trust debit card
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Works at any ATM with a Shazam, Cirrus, or MasterCard logo - Detailed transaction information appears on your monthly bank statement
- No more hassles with providing ID
- You won't have to order checks as often
- You won't need to carry as much cash
- It's like cash, a checkbook, and an ATM card - all rolled into ONE card
- You can make purchases at any merchant where the Debit MasterCard® logo is displayed
- Guard your card online with MasterCard SecureCode. Click here to create your own private code for secure online shopping.
- No transaction fees
- No ATM surcharges at State Bank and Trust or Privileged Status ATMs
- Accepted at any ATM that displays the Cirrus or Shazam logo worldwide
- Withdraw funds from your checking or savings account
- Deposit funds into your accounts
- Transfer funds between your accounts
- Get quick and easy balance information
ATM/ LOCATOR Find an ATM machine close to you.
ATM/Debit Cards
With our convenient bank cards, the power of State Bank & Trust Co. is always in your pocket. Simple to use and completely safe, our ATM and Debit Cards are perfect for everyday expenses and easy transactions.
Debit Card/Electronic Check
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Welcomed like a credit card throughout the world! This card is accepted in restaurants, stores, mail order - wherever you see the Debit MasterCard® symbol. Unlike a credit card, Electronic Check directly debits your checking account rather than extending credit. Does everything your ATM card will do... and more! Doubles as an ATM card allowing withdrawals, deposits, transfers and balance inquiries. A reminder: State Bank & Trust does not charge those extra ATM transaction charges that many of our competitors do. Someday, you'll wonder how you got along without it! You shouldn't have to carry as much cash or write as many checks with Electronic Check. You don't have to worry about your check not being accepted if you are traveling away from home and will have no more hassles providing ID. |
Our Debit card has two fee options. You may choose the $12 annual fee, or for those of you that use your Debit card on a regular basis, you may choose a monthly fee. If you use your debit cards at least eight times per month there is no monthly fee, if your usage falls below eight times per month there is a $2 monthly fee.
APPLY NOW
ATM Cards
Gain quick, almost-anywhere access to your bank account. Take a peek at your balance or make a transfer to another account. With an ATM card, you can manage your bank accounts from any ATM.
With your ATM card, you'll be able to:
Apply for your ATM Card from State Bank today! Banking has never been easier or more convenient.
The ATM card has an annual fee of $12. Other banks may charge a surcharge for ATM use.
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If your ATM or Debit Card is lost or stolen please report it to the bank immediately at 515-382-2191 or if your loss occurs during non-banking hours please call SHAZAM at 1-800-383-8000 immediately.
Credit Cards
It seems just about everyone is offering credit cards today. We promote the RESPONSIBLE use of credit cards at State Bank & Trust Co. We want you to use our Visa® card.
To access your Credit Card information - www.cardcenterdirect.com
To view Rewards - www.rewards.umb.com
