Home Equity QA

What is the initial rate of interest? Is it fixed or variable? How often can the rate be changed? Is there a cap or maximum increase in the interest rate?

How do you advance on the loan? Can I use this loan for multiple purchases?

Is there a minimum loan amount request to qualify for the loan and the rate I am seeking?

What fees must I pay at application or closing? Is there an annual fee? Withdrawal fees or charges for checks?

What payment options are available? For my own convenience, can my payments be automatically debited from my checking or savings account?

Call SBT today, (515) 382-2191, for the answers to these frequently asked questions. We are CONFIDENT that these answers will lead you to a Home Equity Line of Credit at State Bank & Trust Co.

24-hour Touch Tone Teller (800) 295-7800