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Variable balance loan-convenient, flexible
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Repayment based on amount outstanding-NOT credit limit
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Up to 90% combined loan to value financing available
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Low monthly payments
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NEW FIXED RATE OPTIONS!
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Fixed-rate financing available
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Fixed-loan payments
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Up to 90% combined loan to value financing available
Home Equity
APPLY ONLINE NOW!
Looking for Ways to Save Money?
Considering an improvement or addition to your home?
Financing a college education?
Would you like to consolidate your credit card bills into one low payment?
Considering purchasing a car, boat, etc?
Wait!! If you answered 'yes" to any of these questions, a home equity loan from SBT may be for you!!
Take advantage of these popular products and let your home work for you! You are using what you already have - the equity in your own home. At State Bank & Trust, the application is a snap and advances can either be accessed via a phone call or online. Although interest IS likely to be deductible, you are advised to consult with your tax professional.
HOME EQUITY LINES OF CREDIT 
HOME EQUITY LOANS
