- Information we receive from you on applications or other loan and account forms, such as your name, address, social security number, assets, and income.
- Information about your transactions with us, our affiliates or others, such as your account balance, payment history, parties to transactions, and credit card usage.
- Information received from third parties such as credit bureaus.
Privacy & Security
General Disclaimer
State Bank & Trust Co. takes reasonable measures to ensure the quality of the information produced by SB&T that is available on this web site. However, State Bank & Trust makes no warranty, express or implied, nor assumes any legal liability or responsibility for the accuracy, correctness, or completeness of any information that is available through this web site.
Reference to any specific commercial product, process, or service by trade name, trademark, manufacture, or otherwise does not constitute an endorsement, recommendation, or favoring by State Bank & Trust.
State Bank & Trust encourages the use of this web site as another means of access to its products and services. All requests made through our web site will receive the same attention and will be evaluated according to the same account criterion as those requests made in person.
Disclaimer Regarding Non-SB&T Information
For convenience and informational purposes only, the State Bank & Trust web site provides links to other web sites. These sites may contain information that is copyrighted with restrictions on reuse. Permission to use copyrighted materials must be obtained from the original source and cannot be obtained from SB&T. SB&T is not responsible for the content of external web sites linked to or referenced from the SB&T web site. SB&T neither endorses the information, content, presentation, or accuracy nor makes any warranty, express or implied, regarding these external web sites. Users should be aware that when they select a link on the SB&T web site to external web sites, they are leaving the SB&T web site.
SB&T is committed to protecting user privacy, and the SB&T web site is maintained consistent with the Banking Industry Privacy Principles for US Financial Institutions.
Privacy Policy
WHAT INFORMATION DO WE COLLECT?
We may collect "nonpublic personal information" about you from the following sources:
"Nonpublic personal information" is nonpublic information about you that we obtain in connection with providing a financial product or service to you. For example, nonpublic personal information includes information regarding your account balance, payment history, and overdraft history.
WHAT INFORMATION WE DISCLOSE
We are permitted under law to share information about our experiences or transactions with you or your account (such as your account balance and your payment history with us)with companies related to us by common control or ownership ("affiliates"). We also are permitted under law to disclose nonpublic personal information about you to "nonaffiliated third parties" (i.e., third parties that are not members of our corporation) in certain circumstances. For example, we may disclose nonpublic personal information about you to such third parties to assist us in servicing your loan or account with us; to government entities in response to subpoenas; and to credit bureaus. We do not disclose any nonpublic personal information about you to any other third parties, except as permitted by law.
By participating in any of our referral programs, please understand that your referrer may assume you have established a banking relationship with us.
If you decide to close your account(s) or become an inactive customer, we will continue to adhere to the privacy policies and practices described in this notice.
OUR SECURITY PROCEDURES
We also take steps to safeguard customer information. We restrict access to your personal and account information to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.
If you have any questions, please contact the bank's privacy officer at (515) 382-2191.
WE RESPECT YOUR PRIVACY
Protecting your privacy is important to State Bank & Trust Co. and its employees. We want you to understand what information we collect and how we use it. In order to provide our customers with a broad range of financial products and services as effectively and conveniently as possible, we use technology to manage and maintain customer information. This policy serves as a standard for all State Bank & Trust Co. employees' collection, use, retention, and security of nonpublic personal information.
